Bison Federal Credit Union Shawnee OK: A Comprehensive Guide
Bison Federal Credit Union, located in Shawnee, Oklahoma, stands as a beacon of financial services in the community. Whether you’re a long-time resident or new to the area, understanding the services and benefits offered by this credit union can be incredibly valuable. Let’s delve into the various aspects of Bison Federal Credit Union Shawnee OK to help you make informed decisions about your financial future.
History and Background
Bison Federal Credit Union was established in 1955, originally serving employees of the Oklahoma Department of Corrections. Over the years, it has expanded its membership to include anyone who lives, works, or attends school in Pottawatomie County. This expansion has allowed the credit union to better serve the community and offer a wide range of financial products and services.
Membership and Eligibility
Joining Bison Federal Credit Union is simple and straightforward. To become a member, you must meet one of the following criteria:
- Live, work, or attend school in Pottawatomie County, Oklahoma
- Be related to a current member
- Work for an organization that is a member of the credit union
Once you become a member, you’ll have access to all the credit union’s services and benefits. Membership is lifetime, so you can enjoy these advantages for as long as you maintain your account.
Financial Products and Services
Bison Federal Credit Union offers a comprehensive range of financial products and services to meet the needs of its members. Here’s a breakdown of some of the key offerings:
Savings Accounts
Bison Federal Credit Union provides various savings accounts to help you grow your money. These include:
- Regular Savings Account: A basic savings account with no minimum balance requirement
- Money Market Account: Offers higher interest rates and limited check writing privileges
- IRA Savings Account: A tax-advantaged account for retirement savings
Checking Accounts
Bison Federal Credit Union offers several checking account options, including:
- Free Checking: No monthly service fee and no minimum balance requirement
- Interest Checking: Earns interest on your balance and has no monthly service fee
- Business Checking: Designed for small businesses with higher transaction limits
Loans
Bison Federal Credit Union provides a variety of loans to help you achieve your financial goals:
- Personal Loans: For a variety of personal needs, such as home repairs or debt consolidation
- Auto Loans: Competitive rates for new and used vehicles
- Home Equity Loans: Use the equity in your home to finance large purchases or consolidate debt
Debit and Credit Cards
Bison Federal Credit Union offers Visa debit and credit cards with competitive rates and rewards programs. These cards can be used for purchases, cash advances, and more.
Online and Mobile Banking
Members can access their accounts and manage their finances anytime, anywhere with Bison Federal Credit Union’s online and mobile banking services. These services include:
- Account access and management
- Bill pay
- Mobile deposit
- Person-to-person payments
Community Involvement
Bison Federal Credit Union is committed to giving back to the community. The credit union participates in various community events and initiatives, such as:
- Financial literacy programs for students and adults
- Donations to local charities and organizations
- Volunteer opportunities for employees
Conclusion
Bison Federal Credit Union Shawnee OK is a trusted financial institution that offers a wide range of products and services to help you achieve your financial goals. With competitive rates, friendly service, and a commitment to the community, it’s no wonder that so many residents choose to do business with this credit union. Take the time to explore the benefits of membership and see how Bison Federal Credit Union can help you on your financial journey.
